Terms of Service

1. Acceptance and changes

1.1. These Terms of Service (“Terms”) govern your access to and use of the website, content, and tools provided by Ornirami Tavaden (“we”, “us”, “our”).

1.2. By accessing or using our website or tool, you confirm that you have read, understood, and agree to these Terms. If you do not agree, please do not use our services.

1.3. [Insert effective date / version number]. We may update these Terms from time to time. When we do, we will revise the date at the top of this page and, where appropriate, provide additional notice. Your continued use after changes take effect constitutes acceptance of the updated Terms.

1.4. Where additional terms apply to a specific feature or form submission, those terms will be presented at the point of use and will supplement these Terms.

2. Our services and educational purpose

2.1. Ornirami Tavaden provides an AI-powered analysis and educational support tool designed to help users organise information and support clearer decision-making.

2.2. Our content and outputs are for general educational and informational purposes only. They are not financial advice, investment advice, legal advice, tax advice, or a recommendation to buy, sell, or hold any investment.

2.3. You are solely responsible for your own decisions. Consider seeking independent professional advice tailored to your personal circumstances before acting on any information.

2.4. We do not guarantee any outcome, performance, or suitability for any particular purpose. Past patterns or illustrative examples do not predict future results.

3. Access, accounts and eligibility

3.1. You must be able to form a legally binding agreement to use our services. [Insert minimum age or eligibility requirement, if any].

3.2. If account creation or a contact / lead form is used, you agree to provide accurate, current information and to keep it updated. You are responsible for maintaining the confidentiality of any credentials.

3.3. You agree to notify us promptly of any unauthorised use of your account. We are not responsible for loss arising from your failure to safeguard your credentials.

3.4. We may modify, limit, or discontinue any part of the service at any time for maintenance, security, or operational reasons, without prior notice where reasonable.

4. Acceptable use

You agree not to:

• Use the service for any unlawful, misleading, or fraudulent purpose;
• Attempt to gain unauthorised access to our systems, other accounts, or data;
• Interfere with or disrupt the integrity, security, or performance of the service;
• Copy, scrape, or systematically extract content except as expressly permitted;
• Upload or transmit malicious code, spam, or content that infringes the rights of others;
• Misrepresent outputs as professional advice or as guarantees of future performance;
• Reverse-engineer or attempt to circumvent technical protections, except to the extent permitted by applicable law.

We may investigate suspected misuse and take appropriate action as described in Section 10.

5. Intellectual property and content

5.1. Unless otherwise stated, all website text, design, graphics, and methodology descriptions are owned by or licensed to us and protected by intellectual property laws.

5.2. We grant you a limited, non-exclusive, non-transferable licence to access and use the website for personal, non-commercial informational purposes, subject to these Terms.

5.3. You retain rights in any information you submit via forms. By submitting information, you grant us permission to use it to respond to your enquiry and operate the service, as further described in our Privacy Policy.

5.4. You must not reproduce, distribute, or create derivative works from our content without prior written permission, except for brief quotations with attribution for non-commercial review where permitted by law.

6. Third-party data and availability

6.1. Our tool may reference or summarise third-party or market information for educational context. Such information may be incomplete, delayed, or inaccurate.

6.2. Links or references to third-party websites, if any, are provided for convenience only. We do not endorse or assume responsibility for third-party content, policies, or practices.

6.3. We aim for reliable availability but do not guarantee uninterrupted, error-free, or secure operation. Maintenance, updates, or factors beyond our control may affect access.

7. Plans, fees and cancellation [if applicable]

7.1. [Insert whether access is free, trial-based, or paid. If paid, insert pricing, billing frequency, payment method, and tax details here].

7.2. [If subscriptions apply, insert renewal, cancellation, and refund terms here, including how to cancel and the effect of cancellation on access].

7.3. If no fees currently apply, this section is reserved for future use and does not create any payment obligation.

8. Disclaimers

8.1. To the maximum extent permitted by applicable law, the service is provided “as is” and “as available” without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

8.2. We do not warrant that outputs will be accurate, complete, timely, or suitable for your needs, or that the website will be free from errors or harmful components.

8.3. Nothing in these Terms excludes or limits rights you may have as a consumer that cannot be excluded by law.

9. Limitation of liability

9.1. To the maximum extent permitted by applicable law, we will not be liable for any indirect, incidental, consequential, special, or punitive damages, or for loss of profits, revenue, data, or goodwill arising from or related to your use of the service.

9.2. [Insert liability cap and exclusions to be confirmed by legal counsel — for example, a cap linked to fees paid in a defined period, if applicable].

9.3. Nothing in these Terms limits liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be limited by law.

10. Suspension and termination

10.1. We may suspend or restrict access where reasonably necessary for security, maintenance, or to address suspected breach of these Terms.

10.2. Either party may discontinue use or access at any time. You may stop using the service by ceasing access and, where applicable, requesting closure of your account via the contact method below.

10.3. Sections that by their nature should survive termination — including intellectual property, disclaimers, limitation of liability, and general provisions — will continue to apply.

11. General provisions

11.1. Entire agreement. These Terms, together with any supplemental terms and our Privacy Policy, constitute the agreement between you and us regarding use of the service.

11.2. Severability. If any provision is found unenforceable, the remaining provisions will continue in full force.

11.3. No waiver. Failure to enforce any provision does not constitute a waiver of that provision or the right to enforce it later.

11.4. Assignment. You may not assign your rights without our prior written consent. We may assign our rights in connection with a reorganisation or transfer of business, subject to applicable law.

11.5. Governing law and disputes. [Insert governing law, jurisdiction, and dispute resolution process to be confirmed by legal counsel. Do not rely on this draft for jurisdiction-specific compliance].